Savings Accounts Certificates of Deposit Retirement Plans Checking Accounts Savings and Club Accounts Regular Savings FDIC insured Choose passbook or statement format Same competitive interest rate for either account Free Debit/ATM card with statement account Internet accessible Telephone banking accessible Current Annual Percentage Yield (APY) as of All interest rates are subject to change without notice. Interest compounded daily and credited monthly on last business day Fees may affect earnings Money Market Savings FDIC insured Passbook format Higher rate of interest on funds available for withdrawal Internet accessible Telephone banking accessible Current Annual Percentage Yield (APY) as of All interest rates are subject to change without notice. Interest compounded daily and credited monthly on last business day Fees may affect earnings Club Accounts FDIC insured Passbook used from one year to the next Deposit any amount at any time Check mailed on maturity Internet accessible Telephone banking accessible Current Annual Percentage Yield (APY) as of All interest rates are subject to change without notice Need to create a plan to reach your financial goals? Here are savings calculators that can help you do just that! For additional information or an application, visit or call one of our branches, or click on this link to e-mail our Retail Banking Department.